Never Miss a Deduction Again
AI-powered expense tracking for self-employed Canadians. Connect your bank in 60 seconds, organized, split, and CRA-ready automatically.
One Platform. Every Deduction.
Managing year-long transactions for self-employed Canadians has never been easier. Tranzo handles the heavy lifting by syncing transactions, flagging business expenses, and mapping everything to CRA T2125 categories automatically. Whether it's a software subscription, vehicle expenses, home office costs, or a fuel receipt, every purchase ends up exactly where it should be.
Every Transaction, Automatically Tracked
Every purchase, every transfer, every charge is captured automatically the moment it hits your account, and organized before you even open the web app.
AI Deduction Finder
Our AI reviews every purchase against CRA guidelines and flags the ones that count. From home office costs to professional tools, you keep more of what you earn.
Business vs Personal Spend
Mixed-use accounts are the norm for self-employed Canadians. Tranzo handles the split automatically so your business expenses stay clean, accurate, and separated.
Organized the Way the CRA Expects
Expenses are mapped directly to CRA T2125 categories, keeping your records organized and ready for tax filing or accountant review.
Tax Insights
Tranzo gives you a live view of your deductible spending and its estimated tax impact, so you always know where you stand, long before the filing deadline.
Receipt Upload & Documentation
Attach receipts to any transaction in seconds. Upload invoices, photos, or documents to keep everything organized and audit-ready without searching emails or folders.
GST/HST Smart Handling
Automatically calculates and tracks GST/HST by province. Stay compliant with CRA rules while keeping your input tax credits clearly separated and ready for reporting.
Stop Leaving Money on the Table
Every year, self-employed Canadians miss thousands in legitimate deductions simply because they don't track expenses consistently.
Built for Self-Employed Canadians
From freelancers to tradespeople, Tranzo is designed around how you actually work.
Freelancers
Your clients pay you for your skills. Tranzo makes sure the CRA pays you back for your expenses. Every subscription, tool, and workspace cost captured automatically.
Designers, Developers, Writers, Marketers
Gig Workers
You're on the road making money for someone else's app. Tranzo makes sure your own expenses don't get lost in the shuffle. Every mile, every fee, every gas fill-up captured automatically.
Uber drivers, DoorDash couriers, Instacart shoppers, Skip the Dishes drivers
Tradespeople
Job sites don't leave much time for spreadsheets. Tranzo captures every tool purchase, material cost, and mileage entry the moment it happens, so nothing gets missed between jobs.
Electricians, Plumbers, Contractors, Landscapers
Self-Employed Professionals
Between client work and running the business side, expense tracking is usually the first thing that slips. Tranzo keeps it running in the background so it's done by the time you need it.
Consultants, Coaches, Therapists, Tutors
Realtors
Showings, mileage, marketing spend, client gifts. A realtor's expenses are constant and scattered across a dozen categories. Tranzo tracks every one and maps it straight to the right CRA line.
Real estate agents, property managers, mortgage brokers
Expense Tracking That Gets Smarter Over Time
Tranzo's AI continuously analyzes transactions to improve deduction detection, learning your patterns, applying CRA rules, and doing it all automatically.
Up and Running in 3 Simple Steps
Connect your bank, let AI do the work, and stay tax-ready all year long.
Connect Your Bank
Securely link your checking, savings, and credit accounts. Tranzo syncs all transactions in real time, with no manual uploads, ever.
AI Does the Work
Our AI reviews every transaction, flags deductible expenses, and maps them to the correct CRA T2125 category automatically.
Be Tax Ready
Review your organized records anytime. Export your T2125 or share with your accountant. Always ready, never rushed at tax time.